Notarial Duties
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A Notary's duty is to screen the signers of important documents for their true identity, their willingness to sign without duress or intimidation, and their awareness of the contents of the document or transaction. Some notarizations also require the Notary to put the signer under an oath, declaring under penalty of perjury that the information contained in a document is true and correct. Property deeds, wills and powers of attorney are examples of documents that commonly require a Notary.
Impartiality is the foundation of the Notary Public's trust. They are duty-bound not to act in situations where they have a personal interest. The public trusts that the Notary's screening tasks have not been corrupted by self-interest. Impartiality dictates that a Notary Public never refuse to serve a person due to race, nationality, religion, politics, sexual orientation or status as a non-customer.
In-person electronic notarization (IPEN) is just like a traditional paper-based notarization with one exception: the documents being notarized are electronic. During an IPEN, the signer and Notary meet physically face-to-face, review the documents on a computer or mobile device, and use electronic signatures in place of ink signatures.
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Notary Signing Agent is a Notary who has been trained handle loan documents. Notary Signing Agents are responsible for following additional instructions from the lender, title company or signing services that hire them for loan closing work.
Lenders and title companies hire Signing Agents as Independent contractors to assist in the last step of the loan process. Loan Signing Agent notarize, certify financial and legal documentation related to loan documents. The responsibilities of a Notary Signing Agent generally includes printing loan documents, confirm loan closing appointment, meet the signer, witness their signature, notarize the legal documents and expedite delivery of the documents for processing.
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Remote Online Notarization, a signer personally appears before the Notary at the time of the notarization using audio-visual technology over the internet instead of being physically present in the same room. Remote online notarization is also called webcam notarization, online notarization or virtual notarization.
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Mortgage Property Inspections - involve the inspection of residential properties for mortgage companies. These inspections provide important information about the condition of the property and its features, such as number of bedrooms and bathrooms, square footage, age and condition of roofing or shingles, etc. This type of inspection is typically done prior to a loan being issued to the buyer.
Insurance Property Inspections - provide information about the condition of a property and its potential risks for an insurance provider to evaluate before issuing coverage. These inspections include data such as security features, structural integrity, fire safety features, and more.